🛡️ Optional Add-On Service
Transit Protection Services in India
Protect your household goods, appliances and commercial cargo during transportation with optional transit protection. Available for eligible shipments through verified movers and transporters on Puniyo. Coverage, exclusions and pricing depend on the selected provider and policy — always review before booking.
🛡️ Optional coverage
📦 Household & cargo
📄 Written policy
🔒 OTP-verified enquiry
Premium starts at
From 1%
— of declared goods value (varies by provider)
Important: Transit protection is offered by third-party insurers and select movers. Coverage, premium, exclusions, claim process and time limits vary. Always read the policy document carefully before opting for coverage. Puniyo does not underwrite insurance — we connect you with providers who offer it.
COVERAGE
What Transit Protection Typically Covers
Coverage varies by policy, but these are the common categories that transit protection is designed to address.
Furniture Damage
Electronics
Appliances
Household Cartons
Vehicle Transport
Office Equipment
Fire & Accident
Water Damage
Transit Breakage
Theft in Transit
Weather Damage
Loading Damage
PROTECTION TYPES
Types of Transit Protection Available
Different policies offer different levels of protection. Choose based on the value and nature of your goods.
Basic Transit Cover
Comprehensive Cover
All-Risk Protection
Cargo Insurance
Marine Insurance
Vehicle Transit Cover
Third-Party Coverage
Total Loss Cover
Partial Damage Cover
Single Trip Policy
Annual Policy
Group Cargo Policy
HOW IT WORKS
Transit Protection Process
From declaring item value to filing a claim — here's how the transit protection process works.
1
Declare Item Value
Share an accurate list with declared value of all goods you want covered in transit.
2
Choose Coverage
Review available transit protection options from your mover or insurer and select the plan.
3
Policy & Documentation
Complete documentation — invoice, packing list, declared value and KYC — before the move.
4
Move & Claim if Needed
Move proceeds as planned. In case of damage, file a claim with photos, LR and inventory.
POPULAR ROUTES
Frequently Insured Moving Routes
These are the most-booked intercity routes where transit protection is commonly opted for.
Delhi → Mumbai
3-5 days
Mumbai → Pune
1-2 days
Bengaluru → Chennai
2-3 days
Hyderabad → Bengaluru
2-3 days
Ahmedabad → Mumbai
2-3 days
Kolkata → Guwahati
3-4 days
PROTECTION CHECKLIST
Transit Protection Checklist
A simple timeline to help you prepare and protect your goods during the move.
Before Booking
- Prepare an accurate inventory list with declared value
- Take photos or videos of high-value items before packing
- Review the policy document for inclusions and exclusions
Packing Day
- Ensure all items are professionally packed by the same provider
- Confirm fragile items are marked and packed appropriately
- Get the inventory list signed by the packing supervisor
During Transit
- Keep the LR, packing list and policy number handy
- Track the shipment on major intercity routes
- Note any visible damage at intermediate handling points if possible
At Delivery
- Inspect each item for damage before signing the delivery receipt
- Photograph damages immediately and note in the LR
- File a claim within the time window specified in the policy
WHY PUNIYO
Why Book Transit Protection Through Puniyo?
Compare options from verified movers and insurers before deciding on coverage.
Optional transit protection through verified movers and insurers.
Transparent pricing with clear inclusions and exclusions.
Support for household, office, vehicle and commercial cargo.
Policy documentation and claim assistance where available.
OTP-verified booking with no spam or hidden charges.
Compare protection options across providers before deciding.
FAQ
Transit Protection FAQs
Common questions about transit protection, coverage and claims.
What is transit protection in moving?
Transit protection (also called transit insurance or cargo insurance) is optional coverage that protects the declared value of your goods if they are damaged, lost or stolen during transportation. It is offered by some movers and third-party insurers. Coverage depends on the policy terms and eligibility of the shipment.
Is transit protection mandatory?
No. Transit protection is optional. However, for high-value household goods, electronics, fragile items and commercial cargo, it is strongly recommended. Some movers include basic protection in the quotation, while comprehensive coverage may be charged separately.
How much does transit protection cost?
Transit protection cost typically ranges from 0.5% to 3% of the declared value of goods, depending on the coverage type, nature of goods, distance and policy provider. All-risk and comprehensive covers usually cost more than basic covers. Always ask for a written quote.
What is covered under transit protection?
Typical covers include damage during loading, transit and unloading, damage from fire or accident, water damage, theft in transit and total loss. Exclusions usually include self-packed items, pre-existing damage, natural wear and tear, and items not listed in the declared inventory.
What is NOT covered under transit protection?
Common exclusions include cash, jewellery, valuable documents, perishables, living plants, pets, hazardous goods, items packed by the owner, pre-existing damage and damages caused by natural calamities beyond policy limits. Always read the policy document carefully.
How do I file a claim?
To file a claim: inspect goods at delivery, note visible damage in the LR (Lorry Receipt), photograph all damage, and file the claim with the mover or insurer within the time window stated in the policy — usually 7 to 30 days. Required documents typically include the LR, packing list, photos, repair estimate and policy copy.
Does transit protection cover self-packed items?
In most cases, self-packed items are excluded from transit protection or coverage may be limited. Professional packing is generally mandatory for full coverage. Always confirm with your provider before packing anything yourself.
Is transit protection available for intercity and interstate moves?
Yes. Transit protection is available for local, intercity and interstate moves, including household shifting, office relocation, vehicle transport and commercial goods transport. Coverage and premium may vary based on distance and value.
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